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40% of U.S. workers have saved
less than $25,000 for retirement.*

*2019 Retirement
Confidence Survey, EBRI

Only 42% of Americans know how
much money to save for retirement.*

*2019 Retirement Confidence Survey, EBRI

43% of retirees left
the workforce earlier
than planned.*

*2019 Retirement
Confidence Survey, EBRI

Risk Managed Investing

Risk-managed Investing

We respond to shifting market conditions as needed and seek to provide investors with competitive returns while reducing risk through all market cycles.

Our philosophy emphasizes access to a wide selection of asset classes to reduce volatility over time while exercising short-term vigilance against unexpected events.

We provide you with some thoughts to consider. Yes, the investment market has millions of participants from all over the world. These participants subscribed to many concepts and theories:

Some of these concepts and theories are fundamentals or academic principles. The fundamentals are composed of many factors, i.e., sales, earnings, revenues, profits, losses, management, and taxes, to name a few. These factors are analyzed and broken down to determine value. Is it expensive? Is it undervalued? Is there growth? Is it a distressed investment?

Some concepts and theories are related to technical analysis, a methodology for forecasting the direction of prices by studying past market data, primarily price and volume, during a given period.

Some participants are short-term investors, and others are long-term.  Participants can be individual or institutional. Their short- or long-term intentions are part of the price fluctuation's cause.  

Global factors, geopolitical, monetary policies

Strategic Diversification

Adding multiple strategies to a portfolio seeks to provide strategic diversification that aims to bridge the gap between bull market highs and bear market lows.

The compounding effect over time of having multiple strategies, each responding differently to various market environments, aspires to narrow the volatility on the path to one's investment goals.

Managing Investor Expectations

process provides investors with illustrated tools demonstrating portfolio performance concerning their personalized investment benchmark.

Investors have online access to:

• Retrieve account documents

• View statements

• Track current allocations and investment expectations

We ask investors to define their investment goals rather than tailor our management to reach those goals. Each report compares actual performance to each investor's benchmark compiled from research data on their strategies from the past decade. The data is run through hundreds of Monte Carlo simulations and plotted to create a graph illustrating the calculated probability of reaching their goal.

A disciplined investment strategy is an essential cornerstone in any financial plan.

A G M Investment Group manages client portfolios through life's stages. We can help with strategies for wealth accumulation, preservation, and distribution. We will develop an investment strategy tailored to your financial goals and concerns. We will review critical milestones to ensure your plan stays on course and make recommendations for adjustments as needed.

Our Clients

Young "Accumulators": We work with young families and professionals to save for the future. We recognize the clients' potential and stand ready to help them through life's stages. We enjoy building relationships that will last for many decades.

High Net Worth Individuals and Families: At the core of our business, we serve clients who have worked hard to build a nest egg. During their peak earning years and retirement, we help ensure an investment strategy supporting their financial goals. 

Regardless of portfolio size or the client's phase of life, we focus on a diversified investment approach and help our clients maintain discipline through all types of market cycles. A G M Investment Group fee structure is a one percent flat fee for accounts under one million and a negotiated rate above one million.

Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is no guarantee of future results. Please note that individual situations can vary.  Therefore, the information presented here should only be relied upon when coordinated with individual professional advice.


Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck