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40% of U.S. workers have saved
less than $25,000 for retirement.*

*2019 Retirement
Confidence Survey, EBRI

Only 42% of Americans know how
much money to save for retirement.*

*2019 Retirement Confidence Survey, EBRI

43% of retirees left
the workforce earlier
than planned.*

*2019 Retirement
Confidence Survey, EBRI

Health Care

Healthcare planning involves developing and implementing strategies to ensure effective delivery of healthcare services. 
 
We are contracted with all the major carriers: Aetna, Blue Cross Blue Shield, Cigna, Humana, Mutual of Omaha, United Healthcare, and Wellcare, to name a few, and represent hundreds of Medicare plans domestically. We also provide international health coverage for U S citizens and foreign travelers. 
 
Choosing a health insurance plan can be complicated. Knowing just a few things before you compare plans can make it simpler. It may seem not very easy, but it can be straightforward once you know the options.

1. Consider your family's needs

2. Make note of open enrollment

3. Review your coverage options

4. Check the premiums, copayments and deductibles

5. Check the provider networks

6. Consider HSAs and FSAs

7. Keep in mind the difference between HMOs and PPOs

8. Make sure your medications are covered

If you need further information or assistance with Individual, Group, Medicare Supplement, Medicare Advantage, Drug Plans, or overseas travel coverage, please contact Joe at 630-857-9177. Alternatively, you can click the hyperlink below for Quotes.
 
 
 
 
 
 
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Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck